Buying property on the French Riviera

Typical costs associated with buying property on the French Riviera

Typical costs associated with buying property on the French Riviera

Expats in France or non-residents looking to buy a property on the French Riviera would do well to consider our helpful advice prior to making any firm buying decisions.

About buying a home on the French Riviera

The French Riviera is seeing an upsurge in property interest from UK buyers. So there’s no time like the present for buying your new home. Many buyers are purchasing homes in the area between Nice and Cannes, whether they opt for modern apartment homes or luxury villas. This area is extremely diverse, with a multicultural community that’s very welcoming to expats. It’s a good idea to check out all the different types of French mortgages available. This way you can find the best deals, along with the typical costs associated with property purchase.

What are the costs entailed with buying a property?

On top of the cost for the property you buy, you will also need to factor in costs relating to any applicable mortgage and associated professional fees.

The kinds of fees that will be levied include: 


You will need to pay a purchase deposit for your new home on the date you sign the sale agreement (Compromis de Vente). This is usually between 5% – 10% of the purchase price. It’s best to pay your deposit to the Notaire handling the purchase and not direct to the property vendor. Doing so it can then be held as security until completion takes place.

Mortgage deposit

If you already live in France and pay taxes on your income, you could qualify for a 100% mortgage. However, all other nationals generally need to provide deposits of between 25% – 30% of the total purchase price. HB Property can offer advice on the best available deals to suit your needs. 


You should expect legal fees and taxes to amount to around 7% of the purchase price of your property. These Notaire fees will pay for any land or property registration. This is the equivalent of the stamp duty paid in the UK. All Notaires offer the same standard fee for their services, so you won’t be able to negotiate a cheaper deal elsewhere. 

Agency fees

If you buy your French home through an estate agent you should expect to pay fees of between 5% – 7%. These fees are generally built into the sale figure of the home and will be paid by the vendor once the sale goes through. You should check this is the case prior to making any firm buying decision. 

Get in touch with HB Property to discover all the ways we can help smooth the buying process for your French Riviera home.