Nice is an idyllic city on the French Riviera, a renowned holiday destination and a firm favourite with celebrities. As summer turns to autumn, it retains its charm and remains a great base for exploring this majestic part of France. There is so much to see and do for the whole family whether it be hiking, climbing, feasting on delicious cuisine or simply lounging on the beach with a good book. Here we take a look at four reasons why you should consider booking an autumn holiday to Nice.

1. The high season is over

French schools and businesses are back to normality, and the main part of the high season is over, meaning there are far fewer crowds for you to contend with. The shops and restaurants are far quieter, although many still retain their summer opening hours, so you can explore until your heart’s content. In fact many of the best, local-known restaurants in Nice actually close for a large portion of the summer, often for three whole weeks in August (this is how you know they are really successful!). An Autumn visit guarantees access to the best of Niçois cuisine. The capital of the French Riviera retains its warm and welcoming atmosphere, only with far fewer people. The roads are also quieter, making it much easier to navigate and to explore the rest of the Côte d’Azur .

2. More comfortable temperatures

Nice is famous for its gorgeous weather, and autumn is no different. The city is sunny for a large majority of the year, but the slightly cooler autumn temperatures make it more comfortable when exploring everything Nice has to offer. The great weather – temperatures average 21 degrees – means autumn is also an ideal time to rent or let holiday apartments in Nice.

The French Riviera is famous for its blue skies and temperate micro-climate. Nice in particular is bathed in sunshine for the majority of the year with temperatures regularly reaching 35 degrees in the summer months. In autumn the temperature averages a comfortable 21 degrees, while retaining those incredible clear blue skies. Locals are still found sunbathing on the beaches and eating al-fresco. In short it’s the perfect time to visit for those looking for more manageable temperatures.

3. It’s even more beautiful

As autumn descends on Nice, it only serves to further enhance the beauty of this fascinating coastal city. The mesmerising vivid blue waters are still radiant, but the changing colours of nature only add to the magic, charm, and appeal of the city. With a touch of snow starting to appear on the top of the Alpes, framing the city, what can be more romantic than exploring the narrow, historic streets of the old town by night, lit up by the shimmering lights of small, cosy restaurants and bars.

4. Autumn holidays are usually cheaper

And finally, what better a reason to visit Nice in autumn other than it being less expensive! After the peak season has ended, prices for apartments and other accommodation reduce significantly and many major travel companies offer a series of deals and discounts to entice you with. You’ll also often find a selection of great last minute deals.

Get in touch today to find the perfect property for your next holiday.

There are lots of great reasons for buying property in France and it’s not hard to understand why it’s the number one location for British expats living overseas. There are almost 150,000 UK expat living in France, and around 46% of these are over the age of 55.

If you’re thinking about early retirement and perhaps considering whether a move to France would be a good plan, the following brief summary may help you make a decision:

Arranging your finances

Some expat living in France retain their UK bank accounts when they move. However, this can work out expensive over the long term. Any cash withdrawn from ATMs will incur fees, such as exchange rate charges. So, you may want to consider the benefits of setting up an account in France to run alongside your UK bank account.

If you have savings or a cash lump sum, check out exchange rates prior to making any large cash transfers to France. Poor exchange rates can impact on the available total considerably. If you move to France at a time when euro exchange rates are very low, you could just transfer your living expenses for a month or so and hope the rates will improve at a later date.

French healthcare

Once you’ve lived in France for at least three months you will be able to access the universal healthcare service, which will provide you with instant and continued free healthcare for the duration of your stay. You will also be able to apply to get a carte vitale.

Cost of living

The cost of living in France differs from UK living expenses. You’ll find food quite a bit more expensive, but petrol and alcohol are far cheaper than in the UK. If you do buy a property needing renovation the costs of DIY supplies and tools is also a lot more in France. Many expats tend to return to the UK for a couple of weeks to buy all their DIY supplies as this works out much cheaper. Running your French home will generally work out around the same as in the UK, as French utility costs are comparable.

And, finally, buying a property in France can be much cheaper than in the UK. Brits tend to be amazed at the size of some of the homes on the market, and many of them also feature extensive gardens or land. Of course, this will depend on where you plan to buy a home as properties in some of the popular holiday locations or Paris are a lot dearer. 

If you’re looking around for French mortgages, get in touch with HB Property to find out about some of the amazing expat mortgages we can source.

If you are looking to invest in South of France you might be wondering about the rental yields in France.

In the practice of investing in property, there are many factors to consider in working towards a successful outcome. The first, most fundamental factor is that you should buy your French property at a good value. This means discovering a property that falls below market value (perhaps a renovation project) or making your purchase at a time when the market is at the bottom of a downturn.

There have been recent signs of an upturn in the French housing market. Prices are expected to rise through the remainder of 2018 and on into 2019. This means that we are currently close to the foot of a downturn, now is a great time to consider buying in France.

Costs vs Rewards

The second consideration is to look at times when costs associated with French mortgages for expats are low, but rental yields are high. As interest rates continue to remain low across the Euro Zone, now is a great time to borrow. In the South of France, rental yields are really coming into their own. Property investors would traditionally look at the long-term for property rental yields to get a return on investment. However, French residential rentals are a little different. Indeed, laws heavily favour the tenant, and market rates aren’t favourable for traditional approaches. The niche in the market that you should aim to exploit opens up the South of France to prosperous property investment.

A property goldmine

The South of France benefits from long-term winter rentals for house hunters, and summer holiday rentals for holidaymakers. A 4 bedroom villa with a pool in the South of France will deliver an average 7-10% rental yield. Around 3/4 of this will come from weekly summer rentals, and the remainder will come from long-term winter rentals. A 4 bedroom villa in the Languedoc region currently costs around €330,000. Therefore, if you have the capital to invest you can get great returns very quickly.

The perfect time

With all the signs pointing to an upturn in the rental yields in France, now is the time to invest to get both the rental yields and the net profit from resale. The French housing market is relatively stable, so when these price increases kick in it’s a rare opportunity to benefit. And with the above benefits associated with property investment in the South of France, investing in housing there could be a fantastic money-spinner for the shrewd investor.

Get in touch!

Here at HB Property, we have a team of expert to help you with your next real estate investment in South of France.

From mortgage broker to property manager, we can assist you purchasing and renting your property.

Get in touch today to get started.

Looking for the best brunch spots in Nice? Due to its multicultural cuisine, Nice has a variety of restaurants where you can relax and enjoy a delicious brunch.

Deli Bo Café

Located in Rue Bonaporte, also known as the heart of “Nice Petit Marais”, you will find the Deli Bo Cafe. The restaurant is opened from 7am to 7pm with an evolutive menu for breakfast, lunch or “gouter”.

They offer an a la carte Sunday brunch menu with traditional pancakes and eggs. Having said that they also offer dishes with a French twist, like their truffle croque monsieur.

Photo Credit @le_deli_bo

Le Bistroy

For your Saturday brunches, the Bistroy is a must try place. Located in Rue Marechal Joffre, they offer a 22 euros set Brunch menu that includes a hot dish, all you can eat buffet AND all you can eat sweet CREPES. If you’re like us, you will love the sound of that!

Make sure you book ahead, the Bistroy is a beloved location of Nice locals.

Photo Credit Le Bistroy

Marinette

If you’re in Nice Old Town, Marinette is where you should head. This little café is opened from 8am to 7pm and offers a delicious menu of sweet and salty dishes.

Dessert is where they really excel and their homemade chantilly and hot cookies are to die for. It is also an amazing spot for the French beloved “gouter”.

Photo Credit @marinette.kitchen

Kililie’s Resto-Brunch

Every weekend and bank holiday, Kililie’s offer a brunch buffet with hot drinks, fresh juice, viennoiseries, eggs and a buffet of homemade dishes.

They also offer a brunch menu during weekdays but the set menu is not as extensive as the weekend one.

Photo Credit @kililies

Emilie’s Cookies

At Emilie’s Cookies, a coffee shop institution, you need to take your pick between a sweet brunch with pancakes or a salty one with bagels.

Once there, don’t forget to order one of their delicious cookies, made each day at the restaurant.

There are two branches of the Nice chain, one in the Old Town and one in the City-Centre.

Photo Credit @emilieandthecoolkids

Paper Plane

If you are after a vegetarian and vegan option, then Paper Plane will be the perfect choice for you.

Their set menu for Sunday brunch includes a salty dish and sweet option, with hot drink.

We hope this will help you finding you brunch spot in Nice!

Photo Credit @paperplanenice

One Love Cafe

In the Carre D’Or exists an atypical cafe. One Love Cafe is a hybrid place, with a barber on one side and a cafe on the other. Unlikely mix you might say, they serve delicious organic and healthy dishes.

Also opened for breakfast, what better way to start the day than treating yourself to some good food with some pampering?

Photo Credit @onelove.cafe

Check out HB Property‘s stunning accomodations in Nice with the exclusive Harrison Brook service.

Get in touch to sort out your next booking!

Buying property abroad? Where to buy property? Choose France

Buying property abroad is a dream for many people but it is not for the faint-hearted. Buying a second home or a rental home is often seen as a long-term investment, acquiring property differs from all other investments in that it comes with its own unique set of challenges, cultural, legal, and of course financial.

When looking for property abroad, a holiday home or if you are looking to permanently relocate, we at Harrison Brook Property are here for you. Our work at HB Property is to help you decide where to buy the property, and assist and advise you on how to navigate the foreign and often complicated property markets.

In mainland Europe, our answer to the question “where to buy property” is France.

Why France? 

We love its rich historbuying property abroad y; unique culture; cuisine – which varies from region to region; geography – from sandy beaches to the snow-covered Alps; climate; the diversity of its people and much much more.

As an investment destination, the French property market is relatively stable and low risk unlike that of some other European nations. The stability of the property market is the result of a strong French economy coupled with an astute banking sector, and prudent lending practices that have maintained stable property prices in the key areas.

The three main areas in France where your money and property purchase can be seen as a safe bet are the French Riviera, the Alps and of course Paris. But then this obviously depends on what you are looking to buy and what you are looking to use it for. We at HB Property specialise in International clients purchasing property in France, we specialise in the French Riviera, where are office is conveniently located, just outside of Nice, but we can cover the whole of France with our panel of French and Monegasque lending partners.

Buying Property Abroad – French mortgages: what you need to know

Generally, French lenders place a lot of emphasis on the ‘repayment ability’ of their clients. This means we need to prove your capacity to repay the loan, by showing all current incomes and all current outgoings, add on the new loan and prove that you are able to repay the loan. This involves showing a debt ratio based on incomes to outgoings, but the bank always need to know who they are lending to, your assets, savings etc to have a complete understanding of a clients personal financial situation. The result is that default rates are low, and this has helped to stabilise French property prices.

Normally to access a French mortgage, the lending institutions will require you to place a minimum deposit of between 15% and 40% of the purchase price of the property depending on your country of residence.

At HB Property, we always have an initial call to better understand a client’s personal financial situation and what they are looking to buy and where. This enables us to give an idea of feasibility and what we think might be possible with our lending partners. But it also makes the client aware as to how much they will need of their own funds and what the potential costs involved are going to be.

Though a number of French retail banks do not offer mortgages to non-residents, we at HB Property have in place all the partnerships with all the French banks who will lend to International clients. These lenders offer this service at competitive interest rates, which currently are some of the lowest on the continent. We at Harrison Brook Property will help you find the solution and bank who offer non-resident mortgages that suit the client best based on their country of residence and sources of income. We offer advice on the most suitable non-resident and expat mortgages for you through our panel of lenders.

HB Property will walk with you from the start of your property journey to the end, and endeavour to help you fulfil your dreams.

So please do not hesitate to get in touch to better understand how we can help you obtain a mortgage and make that French dream become a reality.

What types of French mortgage exist?

Purchasing a property in France is a life-changing decision, whether it’s for the food, the climate or having an asset in euros, the French property market has always been attractive for International buyers. However, it can also be full of surprises and worries, not least when it comes to arranging and securing a mortgage which so many types of French mortgage available. To make the purchase as smooth and hassle-free as possible, it’s important to get started early. At HB Property, we can help you get the ball rolling on your French mortgage. We work with clients purchasing a range of properties all over France and can advise on the right mortgage options for you. Here is our guide on the main types of French mortgage we help our clients obtain:

Types of French mortgage:

  • Second home/holiday property

Having a holiday home in France is a dream for many people. You can come and go as you please, safe in the knowledge that your little piece of France will always be there. Securing the right mortgage is key, so talking to our property experts who will be able to advise you on all the requirements and things you need to know when owning a property in France.

  • Investment property

Many people looking for property in France choose to invest in a rental property before making the big move. Purchasing a rental property in the current market gives you a foothold on the property ladder at a time when interest rates are still low and can potentially offer great returns. But it is important to make sure you are buying in the right place as rental markets differ considerably across the French Riviera and even more so across France. So please do not hesitate to contact us for buying advice.

  • Refinancing your mortgage

Another way to take advantage of the current low-interest rates is to refinance your existing mortgage. The savings that can be made with a more competitive interest rate are huge, usually, people tend to keep the same monthly payment but considerably reduce the duration of the loan. Do not hesitate to contact us if you would like us to look at the potential savings that could be made on your current mortgage.

  • Main home mortgage

If you are already living in France and are a French tax resident then we have all the banking partners in place to help you get the best deal on your property purchase here in France. The language barriers can often cause issues when trying to obtain a loan but our bilingual staff will help source a loan for you.

Whatever you’re looking for, we can help, our experienced team has over 15 years experience in French banking and loans for International clients. Our clients find it very reassuring to have the first initial contact to get an idea of the feasibility of what they are looking to do, based on their own personal situation and the property purchase price. Ensuring they fully understand the types of French mortgage available is crucial. 

So please do not hesitate to get in touch with our professional team at HB Property for expert guidance and help in obtaining a mortgage here in French.

Best holiday destinations in France? Nice is the place to be!

Choosing a holiday destination is quite a task. You are always spoiled for choice, or at the very least in a dilemma. Nice, France, is a perfect destination. There is a myriad of reasons why it should be at the top of your list of holiday destinations, whether you’re going with your family, partner or friends. Here are several reasons to consider Nice for your next holiday.

Accommodation

Getting accommodation in Nice is easy. Property owners are willing to rent out their property for use over the holidays. It is easy to spot and rent holiday apartments in Nice – Harrison Brook Property Holiday Bookings make it relaxed and hassle-free. We are a property management firm in Nice that brings together people renting out holiday apartments with those who are looking to book, ensuring tourists visiting the area aren’t left stranded on arrival looking for a place to stay.

Pebble beaches

Nice has some of the best pebble beaches in the South of France including La Plage Publique de Beau Rivage and Opera Plage. A stay in Nice gives you easy access to these beaches with no hassle. Pebble beaches offer scenic views; glimpses of rare beauty which is difficult to find elsewhere.

Ideal for families

Nice is accommodating for travelling parties of all sizes and relations. Starting with the variety of apartments on offer, it’s a perfect place to bring your kids. The breathtaking view of the city provided by the crystal blue waters of the Mediterranean and the peaceful woods in the nearby countryside offers perfect hiking sites both for you and your kids. There are lots of activities that your kids can enjoy in Nice, not to mention the perfect child care services available in case you need to run an errand.

Nice is a place like nowhere that you’ve been to before and is definitley one of the best holiday destinations in France, adding some taste and luxury to your holiday. To have a pleasant and convenient stay in Nice, make sure you book a holiday apartment before your arrival. Also, prepare a schedule to manage your time and pick the places you most want to visit – at the end of your holiday in Nice, there’ll be so much left to explore you’ll wish you could have stayed longer!

Three things you’ll love about the pebbly beaches in Nice

You may be surprised to discover that there is an abundance of pebble beaches in Nice. This includes the famous La Plage Publique de Beau Rivage and Opera Plage, easily some of the best beaches in the south of France. While the distinct lack of sand might come as a shock at first, it’s certainly not something that tourists should turn their noses up at. After all, this unique feature is one of the things that makes the city such a wonderful and special place to visit. With this in mind, here are three things you’ll love about the pebbly beaches in Nice.

Less hassle

Yes, it’s nice to lie on the sand – but it doesn’t half cause problems. Just consider how annoying it can be to traipse sand back to your accommodation or to have it stick to your body as you leave the sea. Let’s not even get started on having a picnic on a sandy beach! Meanwhile, there’s just none of this hassle when it comes to pebble beaches – yet another reason to head to Nice.

Games

No, you can’t build a sandcastle. However, you can still get a lot of fun out of the pebbles on the coast. Families with young children might want to see who can find the most uniquely shaped stone to take home as a souvenir. Meanwhile, couples might want to go for a stroll along the seafront before seeing how far they can both skim a stone across the ocean on one of the best beaches in the south of france.

Distinction

Sand beaches are a little cliché. Meanwhile, there’s something rather extraordinary about the pebbly ones found in Nice. They emit a truly distinctive Mediterranean vibe that sets it apart from other locations in Europe and beyond. If anything it will certainly create a fantastic photo opportunity to capture your stay in such a breath-taking city.

It’s time to explore!

Pebbles beaches are just one of the many amazing sights that you’ll get to explore during your trip to Nice. It certainly won’t take you long to realise why people prefer them to sandy ones. If you’re putting the final touches on your trip, be sure to check out HB Property to find vacation apartments in Nice.

Easy ways to increase rental value of your property in Nice (which clients won’t mind paying extra for!)

Every renter wants to offer the best value property to their clients, especially if they are away on holiday. The south of France is an extremely popular destination for people from all over the world. More holidaymakers are choosing to rent  apartments in Nice for a more local experience rather than book a traditional hotel. Vacation rentals are proving popular with owners of apartments in Nice. Our experts have compiled a list of easy things you can do to increase rental value of your apartment which customers won’t mind paying a little bit extra for.

1. Newer, better windows

Nice is extremely beautiful, both the city and the countryside its historical architecture and stunning panoramic views. If you wish to increase rental value begin with windows. Not only will better windows allow your guests to enjoy the splendour Nice has to offer from the comfort of the apartment but it will also ensure that the property is full of natural light. A bright and airy apartment is more welcoming, guests appreciate relaxing comfortably before leaving to explore.

2. Increased facilities

you should try to make your Nice vacation rental as inviting and flexible as possible. This is key to providing a service that caters to all your guests’ needs which will increase rental value. Try adding an additional pull-out sofa bed and providing luxury touches such as a coffee machine or welcome hamper. Holidaymakers don’t want to be living out of their suitcase, they want the apartment to be as homely as possible. This means having a wide range of storage options, so your guests’ needs can be easily met. Additional shelving, storage and coat hooks are simple and cheap to install but will make a difference for those staying.

3. Free guidebooks and information packs

Although it’s easy to research Nice online, a personal recommendation from a local will be welcomed by any guest. Creating a list of your own favourite restaurants, bars and walks will show your guests that you really do want them to have the best time possible and that you are there to help them find all of Nice’s hidden gems. Make sure you try and accommodate everyone in these lists too, by highlighting the best vegetarian and Halal places, as well as suggesting some activities for families.

Harrison Brook Property is a short-term rental agency based in Nice, we pride ourselves on providing excellent customer service and complete transparency throughout the rental process. If you are interested in renting your property in Nice for short-term holiday rentals, then please look at https://www.hbproperty.fr/contact/ for further information.

Why rent out your apartment in Nice?

You may be asking yourself “should I lease my apartment?” Opening up your home to strangers on holiday in Nice may not be something that you had previously given any consideration to. So what would happen if you did? Nice is a much sought after spot and has holidaymakers flocking there all year round. This is your opportunity to cash in and make a very nice income from the burgeoning holiday rental scene.

Generate more income

“Why lease my apartment?” For a start, your apartment is in a prime area of France for a holiday rental – not only is Nice a stunning part of the world but it has great tourist opportunities and with that comes revenue. This revenue is there for you to partake in, if only you were to rent out your apartment! By taking the opportunity to put your property on the holiday rental market you could begin to earn more income. You do not have to do it for the whole year but you can cash in on the peak season when accommodation is going to be in high demand and short supply.

Provides you with more freedom

The cost that holidaymakers will pay to stay in your holiday rental could go towards doing so much for you. Why wouldn’t you want to make some money from your property? Let it work for you and you will reap the benefits.

Leasing your property could give you more freedom to do something fun for yourself. Why not go on an adventure of your own? You live and work in a stunning part of the world but why not explore other parts of the globe? Italy, Thailand, Australia – the sky is the limit if you decide to use the income that you could gain from your apartment.

Help others experience the beauty of Nice

If your answer to “should I lease my apartment?” depends on helping others You could improve a holidaymaker’s experience by being the insider with an intimate knowledge of Nice. By adding that extra je ne sais quoi you could potentially build a relationship with a set of holidaymakers who will come back to you time and time again to rent your apartment. This way it gives you the security of knowing who is renting from you and that they will treat you and your apartment with respect. You will begin to build a reputation as the go-to apartment ensuring that you will have a consistent flow of holidaymakers year after year.

HB Property always seeks to put people first whether it be you or the holidaymakers. We are transparent in our dealings and do not hide anything from you. You can trust us to keep your interests at heart and ensure that your property is cared for. So get online now and sign up with HB Property today, putting your apartment in the holiday rental market and giving holidaymakers somewhere to stay while you get to enjoy the rewards.